3 Types of PRTsm Plan Designs

TRUST-CFOsm has developed 3 PRTsm Plan variations to capitalize on all the major planning opportunities needed to help protect and grow a successful business, as well as create a balanced diversification for planning needs of owners, executives, professionals and any successful Californian who wants to build their world their way, but be protected and save the maximum amount of taxes.

California PRTsm

  • California Statute 704.114 – NO ERISA/EBSA/DOL Regulations
  • Employee Trust allows Funding from Employee private assets only
  • Tax-Neutral – enhances existing Tax Benefits of Private Assets
  • NO 59 1/2 & 70 1/2 (RMD) Regulations or Penalties
  • Creditor Exempt

Deferred Compensation PRTsm

  • 409A Non-Qualified Deferred Compensation – DOL Reporting
  • Employer Trust allows Funding from Employer only
  • Tax-Deductible Contributions up to 100% of Earned Income
  • NO 59 1/2 & 70 1/2 (RMD) Regulations
  • Creditor & Tax Exempt

Qualified PRTsm

  • ERISA/EBSA Compliant & Regulated
  • Employer Trust allows Funding from Employer only
  • Tax-Deductible Contributions up to Limits
  • 59 1/2 & 70 1/2 (RMD) Regulations & Penalties
  • Tax & Creditor Exempt